Virtual CFO Services in the United Kingdom
We help you see cash crunches 90 days out and make decisions with confidence. Delivered to FRS 102 / UK GAAP for UK businesses, priced in GBP.
UK companies typically reach for a virtual CFO at the point where the numbers stop being a record and start being a decision — a funding round, a hire that doubles the wage bill, or a corporation tax payment that lands before anyone has calculated it. The job is to make the next twelve months visible, not to re-explain the last twelve.
The structural trap in the UK is the gap between payment and return. Corporation tax is payable nine months and one day after the accounting period ends; the CT600 that calculates it is not due for another three months. Companies routinely pay before they have computed. A virtual CFO forecasts the liability through the year so the payment date is funded, not survived.
The deadlines we track against your ledger.
| Obligation | Frequency | Due | Authority |
|---|---|---|---|
| Corporation tax paymentCompanies with profits under £1.5m | Annual | 9 months and 1 day after the end of the accounting period | HMRC |
| CT600 company tax return | Annual | 12 months after the end of the accounting period | HMRC |
| Annual accounts to Companies HousePrivate limited companies | Annual | 9 months after the accounting reference date | Companies House |
| Self Assessment return and balancing paymentDirectors and sole traders | Annual | 31 January | HMRC |
Last reviewed against the source . These are the standard dates. Extensions through a registered agent, a non-calendar year end, and volume-based filing frequencies all shift them — confirm your own dates with HMRC. This is general information, not tax advice.
Virtual CFO deliverables
- Custom KPI dashboard
- Rolling 13-week & 90-day cash forecasting
- Monthly strategy review call
- Unit-economics analysis (CAC / LTV)
- Board & investor reporting packs
Xero
We forecast outside the ledger and reconcile back to Xero monthly, and report through Fathom or Syft where a board or an investor is reading. Director remuneration modelling sits alongside, because the salary and dividend mix drives the 31 January Self Assessment position.
A worked example, in your currency.
A London marketing agency, 900 transactions a month, VAT-registered, 18 staff.
- In-house bookkeeper (fully loaded, per month)
- £3,400
- Salt bookkeeping + VAT compliance
- £1,150
- Monthly saving
- £2,250
Figures in GBP. Fully loaded cost includes employer NIC, pension, software and supervision.
The framework your United Kingdom accounts are held to.
We prepare to UK GAAP (FRS 102) or IFRS, as adopted. These are the bodies that set that framework and the authorities you file with — linked so you can verify the standard rather than take our word for it.
- Professional bodyICAEWInstitute of Chartered Accountants in England and WalesUK chartered accountancy body and ethical code.
- Professional bodyACCAAssociation of Chartered Certified AccountantsGlobal professional body with a large UK membership.
- Standards setterFRCFinancial Reporting CouncilIssues FRS 102 and UK auditing standards.
- RegulatorHMRCHM Revenue & CustomsVAT, corporation tax, PAYE and Making Tax Digital.
- RegulatorCompanies HouseStatutory accounts and confirmation statements.
Listed for reference. Salt Accounting Group is not stating membership, registration or affiliation with any of these organisations. Where a filing must be lodged by a registered local agent, it is — your agent keeps the lodgement and the professional sign-off.
Virtual CFO in United Kingdom
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Virtual CFO Services for United Kingdom, simply handled.
Tell us where you trade and what shape the books are in. You get scope, price and a start date in writing within one business day — no obligation.