Virtual CFO Services in the United States
We help you see cash crunches 90 days out and make decisions with confidence. Delivered to US GAAP for US businesses, priced in USD.
A US virtual CFO is bought for one of three reasons: a raise is coming, cash is unpredictable, or the founder is making seven-figure decisions on a spreadsheet they no longer trust. The work is forward-looking — a rolling forecast, unit economics that survive scrutiny, and a tax position that is modelled rather than discovered.
US cash planning is defined by instalments. Estimated tax is due 15 April, 15 June, 15 September and 15 January, and the annual return lands on 15 March or 15 April depending on entity type. New state sales-tax registrations add liabilities in between. All of it belongs in the forecast, not in a conversation with your CPA in the spring.
The deadlines we track against your ledger.
| Obligation | Frequency | Due | Authority |
|---|---|---|---|
| Estimated tax instalments | Quarterly | 15 April, 15 June, 15 September, 15 January | IRS |
| Form 1120 (C-corporation return)C-corporations on a calendar year | Annual | 15 April | IRS |
| Form 1120-S / Form 1065 (S-corp and partnership returns)S-corporations and partnerships on a calendar year | Annual | 15 March | IRS |
Last reviewed against the source . These are the standard dates. Extensions through a registered agent, a non-calendar year end, and volume-based filing frequencies all shift them — confirm your own dates with IRS. This is general information, not tax advice.
Virtual CFO deliverables
- Custom KPI dashboard
- Rolling 13-week & 90-day cash forecasting
- Monthly strategy review call
- Unit-economics analysis (CAC / LTV)
- Board & investor reporting packs
QuickBooks Online
We build the model outside the ledger and reconcile it back to QuickBooks Online or NetSuite every month, so the forecast and the actuals never diverge into two competing versions of the business.
A worked example, in your currency.
A Delaware-incorporated SaaS company, 4,200 transactions a month, selling into 14 states.
- In-house bookkeeper (fully loaded, per month)
- $5,800
- Salt bookkeeping + controller layer
- $1,850
- Monthly saving
- $3,950
Fully loaded cost assumes salary plus payroll taxes, benefits, software seats and management time — not base salary alone.
The framework your United States accounts are held to.
We prepare to US GAAP, as codified by the FASB. These are the bodies that set that framework and the authorities you file with — linked so you can verify the standard rather than take our word for it.
- Professional bodyAICPAAmerican Institute of Certified Public AccountantsSets US professional and ethical standards for CPAs.
- Standards setterFASBFinancial Accounting Standards BoardIssues the US GAAP codification we prepare accounts to.
- RegulatorIRSInternal Revenue ServiceFederal tax authority — filings, deadlines and guidance.
Listed for reference. Salt Accounting Group is not stating membership, registration or affiliation with any of these organisations. Where a filing must be lodged by a registered local agent, it is — your agent keeps the lodgement and the professional sign-off.
Virtual CFO in United States
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Virtual CFO Services for United States, simply handled.
Tell us where you trade and what shape the books are in. You get scope, price and a start date in writing within one business day — no obligation.